Why do you need a Pensions Consultant?

Traditionally employers providing pension schemes  have used the same Professional Advisers  as the Trustees of the scheme and they use them for every aspect of their Pension planning.  This was the path of least resistance, but it no longer makes economic sense since there is a serious conflict of interest (are they really going to tell you that you can obtain some aspects their service cheaper elsewhere?).  

 As independent pensions  Consultants we can;

• Provide you with second opinion and discreet analysis of your current Pension arrangements
• Review  structure and costs of existing pensions and ascertain compliance with new legislation
• Negotiate with trustees regarding funding and investment issues
• Advise on company accounting issues associated with pensions
• Manage the implementation of change to existing pension schemes
• Provide impartial scheme reviews of NEST compatability

We can assist Employers and Pension scheme  Managers  with all aspects of pension scheme management and delivery from  scheme implementation, review, maturity and closure.

 Examples of projects we have carried out are:

• Benchmarking investment returns and charges
• Benchmarking of administration costs
• Review Asset Allocation and lifestyling policy
• Calculating transfer payments for bulk transfer exercises
• Bulk transfers and Buyouts
• Scheme Auditing calculations
• Benefit and liability calculations

We charge for work on  a day rate  basis with the amount of time required fixed in advance  so  you always have  certainty in respect of costs.